Living in Greece: An Extensive Guide for Expats

Greece is a country that effortlessly captivates with its rich history, Mediterranean climate, and iconic architecture. Known for its stunning natural beauty, unique cuisine, cultural wealth, and relatively affordable cost of living, Greece has become an attractive destination not just for tourists, but also for those looking to settle down abroad. In this detailed guide, we will explore everything you need to know about living in Greece, from general living conditions and residence requirements to the cost of living in different cities.

Introduction to Life in Greece

Greece, with a population of about 11 million people and the Euro (€) as its official currency, offers a unique blend of modern amenities and timeless traditions. Life here is influenced by a warm Mediterranean climate, a slower pace that encourages quality of living, and a culture that values community and connection. As a country that ranks 32nd out of 189 on the United Nations Human Development Index, Greece presents high standards in education, healthcare, and income, contributing to an overall satisfying quality of life.

In this guide, we aim to provide a comprehensive overview of what living in Greece entails, including information about residency, everyday costs, and city-specific living details, to help you make informed decisions if you’re planning to move to this beautiful Mediterranean nation.

Quality of Life in Greece

Life in Greece can be truly enriching for both locals and foreigners. According to the World Happiness Report, Greece ranks 67th out of 146 countries, highlighting strong social support networks and a sense of community. The importance of family and neighborhood relationships contributes significantly to the country’s overall quality of life.

Foreign residents often highlight how Greek culture values hospitality and inclusivity, making it easier for newcomers to feel welcomed. The Mediterranean lifestyle, which emphasizes balance, well-being, and social connection, is another key attraction for many people moving to Greece.

• Healthcare: Greece offers universal healthcare that is considered affordable and accessible. The system is a mix of public and private institutions, providing a wide range of services.
• Education: Public education in Greece is free for all residents, including expats. The country also has numerous private and international schools for families seeking alternatives.

Moving to Greece: Residency and Visa Requirements

For foreigners looking to move to Greece, two primary types of visas are available:

1. Short-Term Visits (Schengen Visa)

Greece is part of the Schengen Area, which means that individuals from non-EU countries can stay for up to 90 days without a separate residence permit. The Schengen visa allows for free travel across most of Europe, making it ideal for tourists and short-term visits.

2. Long-Term Residency (D-Type National Visa)

Those planning to stay in Greece for over 90 days will require a D-type national visa. This visa permits extended stays for purposes such as work, studies, or family reunification. The necessary documents for a long-term visa include:

• Completed Application Form: The form must be signed and accompanied by a recent passport-sized photograph.
• Passport: Should be valid for at least three months beyond the intended stay.
• Criminal Record Certificate: Issued to verify the applicant has no criminal history.
• Health Certificate: Document from a recognized medical institution indicating no threat to public health.
• Health Insurance: Travel health insurance covering the entire period of stay.

Once you arrive in Greece, you’ll need to apply for a residence permit at the Foreigners and Immigration Office. Additionally, you must obtain a tax identification number (AFM) from the tax office and a social security number (AMKA) from the relevant authority.

Requirements for Residence Permit Application

• Visa: Your D-type visa.
• Passport and Copies: Including a valid passport and photocopies of relevant pages.
• Passport-Sized Photos: Two to four recent photographs.
• Health Insurance Certificate: Valid during your stay.
• Address Proof: Rental contract or property deed.
• Proof of Financial Resources: Documents showing sufficient income to cover your expenses during your stay.
• Application Fee: Proof of payment.

Foreigners interested in working in Greece must have their employers handle the necessary work permit application, while investors can secure residency by purchasing property worth €250,000 or more.

Living Costs Across Greek Cities

Living in Greece can vary significantly based on whether you reside in a large city like Athens or Thessaloniki, or in smaller towns and rural areas. Overall, the cost of living in Greece is more affordable compared to many other EU countries.

Cost of Living Comparison by City

*Data from Numbeo, October 2021.

While larger cities like Athens and Thessaloniki offer more amenities and employment opportunities, they also come with a higher cost of living compared to smaller cities such as Patras and Larissa.

Grocery and Market Prices in Greece

Daily Life: Housing, Food, and Services

Housing in Athens

Athens, the Greek capital, is a city rich in history and culture. The cost of living here is relatively affordable compared to other European capitals. Rental options range from small studios to larger family apartments, accommodating different budgets and needs.

• Monthly Living Costs (October 2021):
  • Single Person (excluding rent): €630
  • Family of Four (excluding rent): €2,193

Average monthly rent in Athens:

Cost of Living and Income Levels

As of 2021, the minimum wage in Greece stands at around €758 per month. The cost of living varies depending on the city:

• Thessaloniki: Monthly expenses for a single person are about €629, and for a family of four, they are approximately €2,177.
• Patras: Monthly expenses for a single person are about €605, and for a family of four, they are around €2,075.

Public Services and Transportation

Greece offers a reliable public transportation system, especially in larger cities like Athens and Thessaloniki, where buses, trams, and metros make getting around convenient. Monthly public transport passes are affordable, adding to the convenience of living in urban areas.

Pros and Cons of Living in Greece

Pros

• Affordable Cost of Living: Lower compared to many EU countries, especially in smaller towns.
• Community-Oriented Culture: Strong social bonds and a friendly atmosphere.
• Healthcare System: Accessible public healthcare available to all residents.

Cons

• Bureaucratic Processes: Obtaining residency permits can be time-consuming and complex.
• Economic Instability: Although improving, Greece has experienced economic challenges that can still impact daily life.

Conclusion and Recommendations

Greece is a country full of natural beauty, cultural richness, and warm hospitality, making it an ideal place to live for those seeking both an economic and social advantage. However, it is important to pay attention to visa and residency requirements and complete necessary procedures promptly.

If you decide to move to Greece, make sure you are financially prepared and have gathered all necessary documents. It is also recommended to verify information with official sources, especially concerning visas and residency permits. For more detailed guidance, consult the Greek Ministry of Foreign Affairs or the Enterprise Greece website.

Ready to Make the Move? If Greece sounds like the right fit for you, begin your journey by getting your visa sorted and researching the city that best suits your lifestyle needs. Explore official websites for the latest updates, and connect with local expat communities to make your transition smoother.